Payment Risk Intelligence · app entry

Your processor can lock $680k of your cash before they tell you.

PayFlux analyzes payout patterns, disputes, balance velocity, and processor signals from your Stripe account. Connect Stripe read-only and see how much capital is at risk in minutes.

Free · 2 minutes · read-only · no fund movement

Sample output · StripeElevated

Projected reserve

$182,340

T+62 · 8% rolling reserve scenario

Signals detected

14

Dispute clustering · refund drift · balance velocity

Derived confidence

0.81

Based on matched processor actions

Merchant scenario · anonymized

Subscription merchant, $3.4M monthly card volume. Stripe introduced a 20% rolling reserve. PayFlux detected dispute clustering and refund drift 18 days earlier, with a projected liquidity impact of $240k.

18D

earlier signal

$240K

liquidity at risk

20%

reserve imposed

Same path. Same promise. No blue SaaS detour.

The full forward-looking projection begins when Stripe is connected read-only. A preliminary scan is available but optional.

01

Connect Stripe read-only

Payout, dispute, balance, and account signals power the live projection model.

02

See capital at risk

A forward-looking number showing how much money Stripe may hold back before they tell you.

03

Act before they move

Detected signals, confidence scoring, and recommended actions to reduce payout risk.

Read-only Stripe access

PayFlux cannot move money, change processor settings, or initiate payouts.

No fund movement

The Stripe connection is for analysis only. No treasury or payment action is available.

Payment Risk Intelligence

Use the full PayFlux name so this product is distinct from unrelated Payflux brands.

See how much capital is at risk. Read-only. Free.

Analyze your Stripe account →

Free · 2 minutes · read-only Stripe scope · no fund movement